Now on Amazon
Medigap 2026: the book for agents who explain before they sell.
25 years of Medicare Supplement work, written down: the plans, the market, and the thinking behind every recommendation. For working agents who want their clients to understand what they bought.
Why this book
Carrier training teaches the product. This teaches the conversation.
Most Medigap training is a product sheet and a rate card. That's enough to write an application. It isn't enough to keep a client for fifteen years, answer them honestly when their premium goes up, or know when Plan N is the right call and when it isn't.
Medigap 2026 is the context carrier materials leave out, from someone who has sat at the kitchen table more than a thousand times.
When you educate, they make informed choices.Ted Sims
What's inside
- Every standardized Medigap plan, A through N, including High-Deductible Plan G
- Plan N vs Plan G: the real math, the real trade-offs, and when each one fits the client
- How to explain Medicare Supplement to clients in plain English
- Market dynamics: why plans change, what carriers are doing, and what it means for your book
- Guaranteed issue windows: how they work and when they matter most
- Structural rate pressure and what it means for your clients' long-term costs
- Field-tested approaches for AEP, annual client reviews and a durable Medigap book
- State rules worth knowing: birthday rules, anniversary rules and guaranteed issue windows
Straight answers
What this site is, and isn't
Can you contract me?
No, and that's on purpose. This isn't a recruiting site and there is no downline here. Your production belongs with your upline.
What do you get out of it?
The book is written to sell, and every copy is appreciated. That's the whole ask.
Can I ask you a question?
Yes. Ted reads every message himself. Send it here.